Service Area: Chaffee County, Colorado
Population: Approx. 17,000
Families Served as of 2014: 19 (including 33 children)
New Homes: 15 (3 in Buena Vista, 3 in Johnson Village, 1 in Nathrop, 2 in Poncha Springs, 6 in Salida)
ReHab Homes: 1 (in Salida)
Repair Projects: 2 homes on Crestone Avenue, Salida
Latest Project: Duplex on Crestone Avenue, Salida
Services: New Home Construction, Homeowner Education, Family Support, Mortgage Lending on homes constructed, Repair / Rehabilitation, Volunteer Service & Training, Recycling & Re-sale of Home Goods & Construction Materials.
WHO QUALIFIES (must meet all requirements below)
- Need – Income – 30 to 60% AMI (Area Median Income from HUD figures) – Current living conditions are inadequate, substandard or not affordable
- Ability to Pay the Mortgage – CCHFH determines an applicant’s ability to pay a mortgage by looking at income (tax returns & pay stubs) plus credit history – Residents of Chaffee County – 1 year minimum residence or work history
- Willingness to Partner – Complete sweat equity hours – 250 for single-adult family, 500 for two-adult family (six hours completed in application process) – Prepare a plan & save $1,000 for closing costs – Have a home visit from the Family Selection Committee – Attend classes in home ownership, financial management and other areas – Participate in special events, publicity and special ceremonies
Application & Selection Process
- Complete housing interest form
- Meet with the Family Selection Committee and receive a home application
- Submit completed home application verification process
- Answer questons that arise in the application verification process
- Submit additional documents as requested by CCHFH
- Complete six volunteer hours at approved agencies / non-profits
- Receive a home visit & family interview by the CCHFH Family Selection Committee
- Await final notification
Road to Home Ownership for Partner Families
- Complete 50 hours comunity service prior to ground breaking
- Complete remaining sweat equity hours by helping construct their home & taking classes
- Training Classes include: Home Ownership, Financial Management / Budgeting, Good neighbor, Legal Aspects of Home Ownership, Controlling Energy Costs
- Participate in special events and publicity
- Sign mortgage papers with $1,000 down at closing
Our Mission: Seeking to put love into ation, Chaffee County Habitat for Humanity brings people together to build homes, communities and hope.